Annapurna Finance Private Limited - Corporate bond - Altifi
Key Features of Annapurna Finance Bond, Investment Highlights, Why Choose Annapurna corporate bond, Bond Issue Details, Investor Benefits, Security & Rating Information, Financial Snapshot, Growth & Outreach, About Annapurna Finance
Company Overview, History & Evolution, Mission & Vision, Management & Leadership, Business Model & Focus Areas, Products & Services, Social Impact & Inclusion, Bond Structure & Repayment Terms, Risk Profile & Credit Rating, Key Financials, Lenders & Partnerships
Key Highlights:
Senior Secured NCD with 11.50% YTM and 23-month tenure
Monthly interest payments with principal repayment at maturity
Backed by Vardhaman Trusteeship Pvt Ltd as debenture trustee
Minimum investment starting at ₹96,047 (Face Value ₹1,00,000)
RBI registered NBFC-MFI with a strong rural & semi-urban presence
Overview:
Annapurna Finance Pvt. Ltd (AMPL) is among India’s fast-growing NBFC-MFIs with a deep social impact footprint. Its journey began in the 1990s as People’s Forum, a not-for-profit initiative that worked on grassroots developmental activities. In 2005, it launched Mission Annapurna, extending microfinance to the rural poor, especially women, at their doorstep.
By 2009, the initiative had grown significantly and transformed into Annapurna Finance Pvt Ltd, later obtaining an NBFC-MFI license from the Reserve Bank of India in 2013. Today, Annapurna is one of the most respected names in rural credit, empowering entrepreneurs in underserved regions.
Business Focus:
AMPL specializes in providing microfinance loans, MSME loans, and small housing finance. It targets communities that are excluded by formal banks, offering both financial assistance and technical training to strengthen entrepreneurial capabilities. The company has contributed significantly to financial inclusion, women empowerment, and economic growth in rural India.
Why Invest in Annapurna Finance Bonds?
Attractive YTM: 11.50% annualized returns with monthly payouts.
Security: Senior Secured NCDs with trustee-backed monitoring.
Proven Track Record: Over two decades of financial inclusion.
Growth-Oriented: Expanding loan book with focus on MSME & housing finance.
Social Impact: Supports underserved communities & women entrepreneurs.